24 March 2011

thirty four

Alexander technique?  to evaluate my ability to sing or play guitar?   Humorous.
http://www.deborahjeanne.com/alexander_technique.html

Or train for a running event?

Maybe just try to commit to a yoga and kickboxing and running schedule?

guitar possibilities in MD
http://www.gpguitars.com//product_info.php?products_id=2774
 http://www.youtube.com/watch?v=gT5SJt0qBns&feature=player_embedded#at=77

What to you want to do before expiring?  
  What has been checked off your list, and what is next?
      Of course enjoying the scenery and beauty of the day is essential..... men, without a next goal, ...  the days may just fly by........  what else do you dream of?


On the should list, perhaps....


"7. Re-balance Your Portfolio
If you already have substantial assets, it's time to make sure they're correctly structured for your priorities. Are your mutual funds allocated the way that you want them, or over time, has one grown faster than the others, leaving your portfolio lopsided (many companies now automatically re-balance, but you should check.) You should also be thinking about your portfolio's life-cycle. If you're in your fifties, you should already be transitioning some of your money to bonds.
I know what you're going to say: you'll never be able to retire at those kinds of returns. My response is a piece of wisdom that I picked up from my driving instructor: "If you left late, you're going to get there late." Trying to flout that simple equation only gets you in trouble. Just as it's a bad idea to race through red lights in the hopes of making up the lost time, it's a bad idea to leave your assets in 100% equity because you're hoping that higher returns will still let you retire in comfort at 65. Risking destitution now is just compounding your earlier planning errors.
8. Make a Will
If your finances are pretty simple, you can do this in half an hour with something like Quicken Willmaker, which took Lifehacker half an hour. LegalZoom will also do it for you for a pretty modest fee. If your finances are complicated -- well, OK, this won't take under an hour, and you need a lawyer. But if your finances are complicated, you really need a will. If it freaks you out too much to meditate upon your own death, pretend that you are preparing this will so you can drop out of sight and assume your new identity as Agent 007 of Her Majesty's Secret Service."

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